Protection Insurance
Protection Insurance For Over 50’s
Securing Your Family’s Future
Protection Insurance forms a vital part of financial planning and helps secure financial stability for you and your family.
For those over 50, protection insurance offers peace of mind, ensuring you and your loved ones are safeguarded against life’s uncertainties.
Whether it’s life insurance to provide financial security for your family, income protection to cover lost earnings, critical illness cover to support you in case of serious health conditions, or private medical insurance for faster access to healthcare, these policies remain as relevant in later life as they were in earlier years.
At Solve Mortgages, we help you find the right protection insurance, giving you confidence in your financial future.
How We Can Protect You
Comprehensive Protection for Life’s Uncertainties
More Than Life
While life insurance remains a vital safeguard for loved ones, additional measures should be considered to ensure financial stability and peace of mind.
Income protection provides ongoing financial support in the event of an inability to work due to illness or injury, preventing unnecessary strain on savings.
Critical illness cover offers a lump sum payment upon diagnosis of a serious condition, allowing for adjustments to lifestyle or medical expenses without financial burden.
Funeral planning ensures costs and arrangements are taken care of in advance, reducing stress for family members during an emotionally challenging time.
By exploring these options, a well-rounded approach to financial security can be achieved, helping to protect both individuals and their families at every stage of life.
“A mortgage provides a home, but protection insurance ensures it remains a haven in any circumstances”
Long Term Sickness
Secure Your Family’s Future with Protection Insurance
The number of people who are economically inactive due to long-term sickness has now exceeded 2.5 million, marking an increase of more than 400,000 since the beginning of the COVID-19 pandemic.
166m
The number of working days lost due to sickness
£627
The average weekly household spend for all expenses and lifestyle
2.5m
Number of people off work due to long term sickness in 2022
41
Average age someone is unable to work due to long term sickness
What to expect
How Solve Mortgages Can Help You?
At Solve Mortgages, we offer a wide range of protection insurance options.
As an independent company, we have access to the entire market for personal protection insurance.
This allows us to provide tailored advice based on your unique situation, ensuring that you receive the right solutions for your needs and budget.
Our areas of expertise include:-
Protection Review
Reviewing Your Protection Insurance: A Smart Financial Choice
You can review your protection insurance policies at any time, and doing so is especially beneficial when changing your mortgage. Life circumstances evolve, and your cover, term, or policy features may need adjustment to reflect your current needs. A full review ensures your protection remains aligned with your financial goals.
Insurance providers also update their policies, meaning a new plan could offer improved benefits and better coverage compared to your existing one. Additionally, reviewing your policy allows you to remove features you no longer need—such as child cover if your children are now financially independent—potentially reducing costs.
There are many reasons to reassess your protection insurance, and we offer a free protection review service to help ensure your policies continue to serve your needs effectively.
If you’d like to discuss your current protection policies, please contact us, we’re here to assist.