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Serving Clients Throughout the UK

Solve Mortgages are based in Huddersfield West Yorkshire, we offer mortgage and equity release advice throughout the UK.

We offer a free no obligation initial consultation and we do not charge any upfront fees.

You can contact us by email at moray@solvemortgages.co.uk or by phone at 01484 976302. Alternatively, please complete the “request a call back” form below, and we will contact you at your preferred time and date.

The mortgage process can take anywhere from a few weeks to several months, depending on various factors such as your financial situation, the property you’re purchasing, and the seller’s circumstances. Typically, securing a mortgage offer takes up to two weeks, while the conveyancing process—handling legal aspects—can take 6 to 12 weeks. After receiving a mortgage offer, completion of the purchase can take around 12 weeks. However, delays can occur due to property chains, paperwork issues, or lender requirements.

To apply for a mortgage, you’ll need several key documents to verify your identity, income, and financial situation. These typically include proof of ID (such as a passport or driving license), proof of address (utility bills or bank statements), proof of income (recent payslips, pension statements or tax returns if self-employed),

Yes, you can still get a mortgage if you’re over 50, but lenders may have stricter criteria. They typically assess income, affordability, and repayment plans to ensure you can manage payments, especially as retirement approaches. Some lenders offer later-life mortgages or equity release options tailored for older borrowers. While there’s no legal age limit, lenders often set their own restrictions, such as requiring the mortgage to be repaid by a certain age. Working with a Solve Mortgages can help you find the best deals suited to your financial situation.

Signpost at Land's End with distances to New York, John O'Groats, and Isles of Scilly. We give advice to clients across the UK.
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Flexible Hours to Serve You Better

Our office operates from 9 a.m. to 5 p.m. Monday through to Friday.

Please get in touch with us to schedule an appointment outside of these hours.

We’re happy to offer evening appointments to fit your schedule, and we’ll do our best to accommodate same day appointments based on availability.

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